If you by chance happen to get sick or injured and are unable to work, you don’t want to worry about paying for rent, mortgage, bills, food or any other recurring monthly expenses, so that makes disability insurance a worthwhile investment.
Disability income insurance is insurance product that is a protection to help replace a portion of your income if you were unable to work because of an illness or injury. Along with life insurance, disability insurance can offer the protection you need to ensure your family doesn’t lose their home and can still pay monthly recurring bills and expenses.
How Do You Know If Disability Insurance May Be Right For You?
If you depend on your income to support yourself and/or family.
If your income is your most important asset and without it you may not be able to
If you can’t afford to miss work, especially for an extended amount of time.
If you’re living paycheck to paycheck and you don’t have other sources of income.